1. The amount that we will finance, the down payment needed, and the length of the installment contract term (up to 2 years), will all be determined by the results of your Deal Matrix form.

2. Your down payment can be cash, a trade-in, or both.

3. Payments will be tailored to match your pay cycle such as weekly, bi-weekly, semi-monthly or monthly.

4. All loans will be calculated at 19% APR.

All Applicants are Required to Provide:

1. Proof of residency (i.e.) a utility bill or a phone bill.

2. Proof of income (i.e.) pay stub, or bank statement copy

3. A valid drivers license or state issued ID with no restrictions.                                                                                              

4. Complete and accurate Credit Application                                                                                                                          

5. 4 reachable references, to include their complete address and reachable phone numbers.  We request that two of the references be family members.                                                                                                                  

6. Your down payment and trade title.

White Mountain Auto Locations  


466 Lancaster Rd.
Whitefield, NH 03598
Phone (603)837-3000
Fax (603)837-3323

384 North Main St.
Ashland, NH 03217
Phone (603)968-3005
Fax (603)837-3323

531 Route 105
Newport, VT 05855
Phone (802)334-7333
Fax (603)837-3323

1733 Memorial Dr.
St. Johnsbury, VT 05819
Phone (802)748-0333
Fax (603)837-3323

Store Hours 


Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 7:00 PM
Saturday: Closed - By Appointment Only
Sunday: CLOSED

Service Hours 


Monday: 8:00 AM - 4:30 PM
Tuesday: 8:00 AM - 4:30 PM
Wednesday: 8:00 AM - 4:30 PM
Thursday: 8:00 AM - 4:30 PM
Friday: 8:00 AM - 4:30 PM
Saturday: CLOSED
Sunday: CLOSED