WHITE MOUNTAIN AUTO FINANCE, INC.

FINANCING POLICY

1. The amount that we will finance, the down payment needed, and the length of the installment contract term (up to 2 years), will all be determined by the results of your Deal Matrix form.

2. Your down payment can be cash, a trade-in, or both.

3. Payments will be tailored to match your pay cycle such as weekly, bi-weekly, semi-monthly or monthly.

4. All loans will be calculated at 19% APR.

All Applicants are Required to Provide:

1. Proof of residency (i.e.) a utility bill or a phone bill.

2. Proof of income (i.e.) pay stub, or bank statement copy

3. A valid drivers license or state issued ID with no restrictions.                                                                                              

4. Complete and accurate Credit Application                                                                                                                          

5. 4 reachable references, to include their complete address and reachable phone numbers.  We request that two of the references be family members.                                                                                                                  

6. Your down payment and trade title.